#1: Get to Safety

If the accident was minor and no one was injured, slowly and carefully pull over to the side of the road to prevent interfering with traffic flow. Turn on the emergency lights so as to prevent additional road hazards. If there are serious injuries, keep the involved vehicles in place and do not leave the scene. 

#2: Check Your Surroundings

First, check yourself and other passengers for any pain or strain. If you feel severe pain in your neck or back, do not attempt to exit the car. Rather, call 911 so that responding medics can help you out safely.

If you do not feel any serious pain and the scene is safe, carefully get out and check your car and the scene. Take care as your check for any leakage or smoke.

#3: Call the Police

Even if no one is seriously injured, call 911. The police will respond to the scene unless it was a very minor crash and no one was injured. Some insurance policies will require a police report to file a claim, so the truth can be more accurately analyzed. 

When the police arrive, provide your driver’s license, registration, and proof of insurance. Only tell them the facts of the accident so that the police can produce an unbiased police report and so that you do not accidentally assume responsibilities.

#4: Exchange Information

When interacting with the other driver, stay calm and exchange the following details. We highly recommend using your smartphone to take clear photos of these documents rather than writing them down by hand to avoid spelling errors:

• [ ] The Driver: Full name, phone number, and email address.

• [ ] The Insurance: Insurance company name and Policy Number (take a photo of their insurance card).

• [ ] The Vehicle: Make, model, color, and License Plate Number (take a photo of the plate).

• [ ] The ID: Driver’s license number and state of issue (take a photo of the front of their license).

• [ ] Witnesses: If anyone saw the accident, politely ask for their name and contact information. Their statements can be vital for your insurance claim later.

#5: Avoid Discussing Fault

When you interact with the other party, be sure to control your emotions. It can be difficult while in a state of shock, but we do not want you to deal with unnecessary legal issues because you were in an argument with the other driver or expressed that you were sorry because you thought you caused the accident. For these reasons, it is best to avoid discussing fault before fact and leave the negotiations to your insurance company and their attorneys.

#6: Document the Scene

Use your smartphone to take detailed photos and videos before the vehicles are moved, if it is safe to do so. Be sure to capture:

• All vehicles involved: Take clear photos from all four sides, showing close-ups of the damage as well as the wider scene (including license plates).

• The surroundings: Photograph road signs, traffic lights, skid marks, and any property damage.

• Environmental conditions: Note the weather, road conditions (wet, icy, under construction), and whether it was dark or daylight.

• Visible injuries: Take immediate photos of any cuts, bruises, or swelling.

Tip: Keep your notes objective and strictly factual. Do not speculate about speed or fault, and never interfere with an active police investigation.

#7: Report the Accident

Report the accident to your insurance company as soon as possible. If you are a Kansas driver, you are required to have PIP (Personal Injury Protection) as part of your policy, so your expenses resulting from the accident should be covered (up to at least $4,500) regardless of whose fault the crash was.

#8: Seek Medical Attention

Seeking medical attention within 72 hours of the accident is critical. Even if you only feel subtle discomfort, adrenaline can mask serious soft tissue injuries. A prompt evaluation from a specialist ensures you don't sustain permanent damage to your spine or nervous system.

#9: Keep Your Files

Maintain a dedicated folder (physical or digital) for all accident-related documents. This should include:

• The police report receipt and other driver's insurance information.

• All claims details, including your Claim Number and Adjuster’s contact information.

• Receipts for out-of-pocket expenses and towing.

• All medical documentation, diagnostic records, and treatment plans related to your injuries.

Having these files organized ensures your insurance claim is processed smoothly and helps your legal and medical team support your recovery without unnecessary delays.

#10: Call Us. Get Better!

Make an appointment with KAC Clinic. As a Licensed Chiropractor and Licensed Acupuncture Specialist, Dr. Taejeon Shin utilizes a unique combination of gentle chiropractic adjustments, acupuncture, and physiotherapy. This dual approach is exceptionally effective at relieving whiplash, reducing muscle spasms, and restoring mobility. We are highly experienced in managing auto insurance and PIP claims, making your recovery process completely stress-free. Call us today at (913) 649-2044!

Disclaimer: The information provided on this page is for educational and informational purposes only and does not constitute legal advice. We are Doctors of Chiropractic and Licensed Acupuncturists, not attorneys. If you have specific legal questions or require legal representation regarding your accident, please consult with a qualified personal injury attorney.